4 Myths About Personal Injury Claims
There are many myths and misconceptions that surround personal injury claims. For many people, these myths and misconceptions prevent people from filing a personal injury claim against those who were negligent or had malicious intent that caused them harm. It can be hard to know which are true and which are simply a myth.
That is why we’ve gathered a list of the most common myths that surround personal injury claims in order to clear the air. If you or a loved one has been hurt due to the negligence or malicious intent of someone else, then take a look at these myths to ensure you don’t fall into one of them.
- Personally Injury Lawsuits Take Years
Sadly, it is impossible to determine how long your personal injury claim will take. This is because you can’t compare it to another as some cases are more complicated than others. While some cases do take years to resolve there are some that are more straightforward and take a reasonable amount of time. It is going to greatly depend on your case, but the better your lawyer is at discovering evidence the easier it will be.
- Your Insurence Will Cover All Your Costs
As much as we wish it was true, this simply isn’t the case. Your insurance company’s primary concern is its bottom line. This means that you often won’t get full coverage for your injuries as most insurance companies only pay out about 50 percent of the costs. It also depends on the type of personal injury but often you are going to end up paying roughly 25 percent out of your own pocket to cover bills.
- The Person Responsible Pays Out of Pocket
Many people may not want to file because they think the other person will have to pay out of their own pocket for the injury. The reality is that for many personal injury cases the person who is guilty of causing your injuries won’t be paying out of pocket. Their insurance company is the one who has to pay your settlement or award. This isn’t to say their insurance premium won’t go up in the long run, but you aren’t taking money from someone who can’t pay.
- You’re Greedy if You File
This is one of the most common myths out there about personal injury claims. The truth is, you aren’t greedy for needing your medical expenses and property damage repairs covered. Medical bills can pile up and leave you swimming in debt. Needing help isn’t greedy and in many cases, you can hold the negligent person responsible so it doesn’t happen again. By seeking justice for your injuries it can help prevent others from having the same ones in the future.